Help Reduce Debt
What is the best debt consolidation/reduction company?
Mari E asked:
I have researched and found all the negative things about these companies. But I need to know if anyone has had a positive experience, and which company it was with.
Don’t bother to post any warnings or advice about not using these companies.
Milford
Debt Consolidation/Reduction? Feedback from people that have used companies for help reducing debt?
Leslie G asked:
HI, I am hoping that people who have used debt consolidation or reduction companies, can give me a little feedback on what the process involves, what type of debt you started out with, how fast was it paid off? What did it do to your credit? I feel like I am [...]
Credit Card Debt Reduction Plans?
Steve A asked:
I unfortunately am one of many who has too much credit card debt and due to some past glitches, my interest rates are high. I pay my bills and try to pay as much as I can but can’t seem to put a dent in the load. I keep hearing on radio [...]
Is it possible to achieve the same debt negotation & reduction by hiring an attorney?
PursieCAT asked:
These debt settlement companies want you to stop making payments, establish a payment history of being 9-12 months behind on payments to demonstrate hardship….well waiting that long seems to only make the recovery process longer?
Seth
Has Anyone ever used the company: Debt Reduction Services?
dnelak asked:
Hello, I am thinking of using Debt Reduction Services, (that is the actual company name) to reduce my credit card debt. Has anyone ever used them? Also, when you do use a non-profit agency to get your credit cards under control. How bad is it that you have to close [...]
What is the best way to become debt free?
stephanie asked:
I have looked and read all kinds of diffrent stuff. On debt reduction, debt consolidation,debt settlement. I know that I don’t want to file bankruptcy!! Im about 8,000 in debt with-all mostly being hospital bills. I am a mother who makes about 17,000 a year, and it takes about that much to survive. [...]
do credit counseling agencies (debt reduction) really work?
susan e asked:
i have over $20,000 in credit card debt. i pay everything on time but the balances don’t seem to be going down.
Pasquale
Is it possible to obtain a REAL reduction in ALL debt, or a REAL personal consolidation loan?
redheadedstepchild asked:
Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?
I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still [...]
Debt reduction and debt consolidation services?
theitalianlover13 asked:
I’ve seen a number of ads that tell the public that if you are in debt they can help reduce or eliminate it. Can anyone tell me how this works or is this another scam?
Branda
Debt reduction plan interest rate question?
Schleppy asked:
I am trying to set up a debt reduction plan where I pay off the account with the highest interest rate first, then move to the next highest, etc. My question is, which interest rate on my credit card statement do I use for this prioritization? There’s an Annual Percentage Rate and an [...]
Anyone tried the “debt snowball” debt reduction/elimination plan?
Sheila asked: The one created by Dave Ramsey. Any suggestions, thoughts, or advice (successes or failures)?
It is/will be painfull to have to actually list my debts to do it. Yikes.Monroe
Has anyone done credit counseling or debt reduction?
Jay asked: I need information on what a good credit counseling or debt reduction company is, and if anyone has personal experience or recommendations.Tamera
Debt Reduction?
bjann_2 asked: I have recently been introducted to a debt reduction program- which sounds to good to be true. I need some advise.
This program is where i stop paying my bills in order to get the credit card companies to settle. In the mean time, I am setting money away into an account known only [...]
More debt than income qualify for debt reduction service?
catlovesme asked: Or is bankruptcy the only option? We dont want to do that but is there a debt reduction company we can use to get those bills paid off instead? Thanks in advance.Amina
How does the John Cummuta debt reduction system work?
boredatwork asked: http://www.nightingale.com/LandingPages/tpromo_tdiwl7.aspx
There are supposedly forms you can complete that enable you to apply more to the principal (less to the interest) without exceeding your normal monthly payment. I called my mortgage company; they said there are no such forms and that the principal and interest are amortized throughout the 30 years of [...]
Who is the best most efficient Debt Reduction Service or Debt Counselor? Are they really helpful or hurtful ?
razorcut44 asked: I’ve heard positive and negative stories about people using them to help reduce credit card debt. Looking for good examples of help.Bao
Know any good debt reduction lawyers?
funnimom asked: Does anyone know what kind of lawyer to get for personal debt reduction, who will not encourage you to file bankruptcy?Leana
Proposal for debt reduction?
Selschen asked: I have to “recommend my own proposal for debt reduction nof our government” other than creating more money or borrowing money …..any idea? Thanks for your help!!Stephanie
Where can you find a reputable debt reduction program?
Belle asked: I don’t want a debt consolidation or home equity.Starr
Debt reduction services?
ask.abbey asked: I need help deciding which debt reduction services to use.Austin