Is it possible to obtain a REAL reduction in ALL debt, or a REAL personal consolidation loan?

debt reduction
redheadedstepchild asked:

Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?

I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still searching for another full-time job in addition to the 8-10 hours a day I already work.

Belinda

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